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With decades of experience in financial planning and a wide range of insurance sectors, the KGJ team will post the most honest and independent advice below.

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Pension Planning Tips

Top Pension Planning Tips Before the 24/25 Tax Year Ends

As the 2024/25 tax year draws to a close, now is the time to review your pension contributions and ensure...
Martin Wood

Meet the Managing Director of KGJ, Martin Wood

  At the heart of KGJ’s success stands Martin Wood, our Managing Director.   Martin Wood founded KGJ in December...
Combining Pensions

Combining Pensions: Is It the Right Move for You?

A ‘job for life’ is a rare occurrence in the modern working world, with data suggesting that on average, Brits...
Risks and Rewards of Investing

Exploring the Risks and Rewards of Investing

Most people understand that investing their money can come with huge rewards, but also that the associated risks are many...
young girl looking into pensions

Why You Are Never Too Young to Start Contributing to Your Pension

Everybody dreams of a comfortable retirement but how many of us are making active moves to ensure that when we...
Retirement senior self employed man looking at paperwork and laptop

Mastering Planning for Retirement: A KGJ Guide to a Secure Future

What are you going to do for money when you retire? It’s a simple question but one with a much...
boost your pension senior couple looking at their pension plan

Boost Your Pension: 6 Expert Tips for a Secure and Comfortable Retirement

Boost your pension: If there’s anything we wish we could broadcast to the wider population that we’ve learned from our...
pension withdrawal

5 Expert Pension Withdrawal Options: How to Access Your Pension at Retirement and Early

Pension Withdrawal: Deciding when and how to access your pensions is a major decision that requires careful consideration. Whether you...
state pension advice

Understanding Your State Pension: 5 Key Facts You Need to Know

The state pension is a retirement benefit in the UK, providing a regular income to eligible individuals who have reached...