Personal Service for Peace of Mind
We all seek financial security and peace of mind in our lives. While insurance is an important part of achieving this, it’s important to ensure you take out the right cover to avoid overpaying for services you don’t require. Our task at KGJ is to make sure that you get the cover you need for the risks you really face, avoiding unnecessary extras.
Some insurance products, like car insurance, are mandatory. Nevertheless, whether the insurance policies we take out are a requirement or discretionary, it’s essential that our cover works when we need it. Finding the right personal insurance cover to suit your needs, whether for yourself or your possessions, can prove both perplexing and time-consuming – but with the right insurance broker it needn’t be. KGJ is here to ensure that all our clients get tailored policies that cover their exact needs.
Get Free Impartial Advice
As fully independent insurance brokers beholden to no insurance company, we’re here to help and protect you with our tailored insurance coverage. Get in touch to find out how we can help.
Our Personal Insurance Services
Health insurance is for anyone who wants to protect themselves financially against the high cost of medical care, including private health insurance or insurance for carers.Learn more
Anybody who owns – or has a stake in – a home property they want to safeguard against potential dangers, damages and unforeseen events should consider home insurance.Learn more
Life insurance provides financial security for your loved ones in the event of your unexpected death, covering expenses such as funeral costs, debts and living expenses.Learn more
Marine insurance should be considered by anybody operating near or on seas, canals or other major bodies of water, as well as by boat owners – whether they operate yachts or narrowboats.Learn more
Vehicle damage, injuries to other people in an accident, fire, theft and weather damage, among others, can all be covered by personal motor insurance policies.Learn more
Travel insurance, be it domestic or international, protects travellers from expenses they might incur because of unforeseen events during their trip.Learn more
Why Choose Us?
KGJ offers a personalised service from a trained adviser. Purchasing through comparison sites results in non-advised policies, where information is presented without recommendations. If anything goes wrong with your insurance, there may be very little you can do. With KGJ by your side, you will get the right insurance, and if something does go wrong we will be there to help, whatever happens.
Our highly experienced team understands and avoids the pitfalls of the ‘cheapest deal’ and the additional cover, get-out clauses and ‘gotchas’ that often come with unadvised insurance.
We provide a direct, honest and personalised one-to-one service, rescuing our clients from the maze of online providers and their often exorbitant, misleading and unsuitable offers.
KGJ has access to a large range of insurance service providers. We always seek out bespoke policies that meet your exact needs and never settle for ‘close enough’.
We’ve been privileged to provide our services to many different clients over the years. Here’s what just a few of them have said about working with KGJ.
You Have Honestly Been so Fabulous
I just wanted to say thank you so much for all your help, You have honestly been so fabulous and made the whole process so easy and so much less stressful. Thank you so much 🙂
Caroline has always been very helpful when I have needed advice.
I Will Have no Hesitation in Recommending KGJ and Anna
I would like to place on record my appreciation of Anna Burford’s efforts last Friday on my behalf. Due to pick up a new 1 litre Ford Fiesta from the dealers we called my insurer to do what we thought would be a simple task-change the car over. We were told that CIS could not insure the new car! They offered a ridiculously high price with another insurer. My husband called you and spoke to Anna who found out what we needed and quoted a much cheaper premium,which we accepted. I was able to drive my new car away safe in the knowledge I was covered. I now have my documents which are all OK. I will have no hesitation in recommending KGJ and Anna. Many thanks again.
I Trust You and Would Highly Recommend You to Others
Thank you for helping me out with my mortgage. I was in a very stressful situation but from the beginning you managed to make every decision an easy one. I seemed to bombard you with the simplest questions but you always had time for me and made it very easy to speak to you. You even went out your way to resolve any worries I had (I am a big worrier) and you kept me up to date at every stage. I trust you and I would highly recommend you to others (I already have). I can’t thank you enough. With sincere gratitude.
I'm Always Delighted with the Service
I’ve used KGJ as my insurance broker for over ten years, and I’m always delighted with the service they give. It’s so refreshing to be able to speak to a real person on the end of the phone who you feel does get to know you and your individual requirements over time. It may be a little more expensive than one of the Direct Line / Tesco / Compare the stuffed animal type of insurance companies… but it is worth every penny to have someone on your side when you need them.
My husband and I recently engaged the services of Jim Bodycote, KGJ’s financial advisor. As we requested, Jim undertook a full review of our pre-existing personal pensions. Having chatted about our future plans for our pension pots and carried out assesments to determine our acceptable level of investement risk, Jim went on to make sound recommednations for our pension plans going forward. We found Jim to be professional, knowlegeable in his field of expertise, friendly and very importanly, information was relayed to us jargon free. Follow up service has also been excellent. I would certainly recommend Jims services to others.
We have Received a Good Return on our Investments
Eight years ago we found ourselves in need of financial advice regarding investing our severance pay Jim Bodycote at KGJ was recommended by a friend . We find him very friendly, professional and approachable and he has given us sound advice always showing patience with our concerns and questions and we have received a good return on our investments.
Ian and Kim
Helpful, Knowledgeable, Thorough and Nothing is Ever Too Much
John is super professional and really trusted by our family who he has been advising for years. He is always very helpful, knowledgeable, thorough and nothing is ever too much of an ask. You know with John that he will give you the best possible advice and recommend what is most suited to your needs at the time. He along with the team at KGJ are brilliant!
Safe and Trustworthy
KGJ has looked after our business’s commercial insurance needs for many years. We have remained loyal to KGJ as we have always received a reliable service, good advice, and competitive products. We feel in safe and trustworthy hands with Stuart Pearson and all the team at KGJ.
We Don't Know What we Would do Without Him...
John has been our adviser for many years, not just for general financial advice and support but on many and diverse areas such as wills, pensions, investments, insurance, mortgages etc. Both for us and other members of our family. We are amazed by the quick response to enquiries, the virtual counselling and family advice and Johns lovely humour. Nothing is too much trouble. We trust John and admire his confidentiality when he is dealing with other members of our family who he also advises. In fact we don’t know what we would do without him.
Simon and Janni
We were fortunate to find KGJ soon after our move to Stourbridge in 1999 and we have been pleased by their efficiency and the quality of their advice. Financial advice and planning from John Donnelly has, in particular, been exemplary. John brings clarity and a down-to-earth approach to the assistance he gives, not to mention a good sense of humour. We know he will always respond promptly to questions or concerns and we feel able to trust that he will always give the best advice he can. John also looked after the payroll and pensions for the charity we worked for.
Jane & Kevin
Patient, Kind and Super-Efficient
John has been our financial advisor for a number of years, in fact, not only finance but in other areas as well, such as retirement, will’s and insurance. He is knowledgeable in many areas, patient, kind, friendly and super-efficient. We would not hesitate to recommend his services to friends and colleagues (and have done so on many occasions).
What Is Personal Insurance?
Personal insurance plays a vital role in protecting individuals from risks related to health, property and other personal assets, which are often caused by unexpected and potentially costly events that can arise with little to no warning. Insurance can sometimes feel like an unnecessary expense, especially when a cost-of-living crisis begins to bite. However, the right insurance policies are now more essential than ever for achieving financial security.
Personal insurance includes health insurance, life insurance, home insurance and car insurance, among many other products. These policies provide peace of mind for individuals by transferring the risk of loss to an insurance company, in exchange for a regular payment. Without insurance, individuals could face significant financial hardships and uncertainty.
Our purpose at KGJ is to ensure that all of our clients have a strong sense of financial well-being, with policies that accurately cover individual needs.
Other Main Services
For over 50 years, KGJ has been providing businesses of all sizes with independent, unbiased and affordable commercial insurance solutions. With access to a wide variety of insurance products, KGJ will find the right policy to meet your needs.
Saving for the future can bring a great sense of stability and peace of mind to your financial security. Ensuring you obtain honest, professional and tailored advice when investing your money is an essential process that the experts at KGJ will provide.
Timely pension planning is fundamental to a happy and fulfilling retirement. Choosing the right pension scheme from the bewildering number available is vital for your financial wellbeing – and KGJ is here to ensure you secure the right scheme for your specific needs.
Taking out a mortgage is probably one of the most significant financial decisions most of us will ever make. Ensuring you get the right mortgage is essential for your sense of financial well-being and peace of mind – and KGJ is here to help.