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With decades of experience in financial planning and a wide range of insurance sectors, the KGJ team will post the most honest and independent advice below.

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Combining Pensions

Combining Pensions: Is It the Right Move for You?

January 28, 2025
A ‘job for life’ is a rare occurrence in the modern working world, with data suggesting that on average, Brits...
Risks and Rewards of Investing

Exploring the Risks and Rewards of Investing

November 25, 2024
Most people understand that investing their money can come with huge rewards, but also that the associated risks are many...
young girl looking into pensions

Why You Are Never Too Young to Start Contributing to Your Pension

November 25, 2024
Everybody dreams of a comfortable retirement but how many of us are making active moves to ensure that when we...
Retirement senior self employed man looking at paperwork and laptop

Mastering Planning for Retirement: A KGJ Guide to a Secure Future

October 30, 2024
What are you going to do for money when you retire? It’s a simple question but one with a much...
boost your pension senior couple looking at their pension plan

Boost Your Pension: 6 Expert Tips for a Secure and Comfortable Retirement

October 30, 2024
Boost your pension: If there’s anything we wish we could broadcast to the wider population that we’ve learned from our...
pension withdrawal

5 Expert Pension Withdrawal Options: How to Access Your Pension at Retirement and Early

October 1, 2024
Pension Withdrawal: Deciding when and how to access your pensions is a major decision that requires careful consideration. Whether you...
state pension advice

Understanding Your State Pension: 5 Key Facts You Need to Know

October 1, 2024
The state pension is a retirement benefit in the UK, providing a regular income to eligible individuals who have reached...
man discussing personal pension vs sipp

Personal Pension vs SIPP: 5 Key Differences You Need to Know

August 30, 2024
When it comes to retirement planning, understanding the differences between a personal pension vs SIPP (Self-Invested Personal Pension) is crucial....
man working out calculations on a calculator and laptop for a pension transfer

Pension Transfer When Changing Jobs: 7 Steps to Maximise Your Retirement Savings

August 28, 2024
The days of having ‘a job for life’ are largely gone, and it’s not unusual for people to work several...