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With decades of experience in financial planning and a wide range of insurance sectors, the KGJ team will post the most honest and independent advice below.

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Pension Contributions

Pension Contributions: Are You Maximising Yours Before 5th April?

As we approach the end of the tax year, pension contributions should be firmly on your financial checklist.  Pension contributions remain one...
Income Protection for Business Owners

The Hidden Risk Many Business Owners Ignore

Exploring Income Protection for Business Owners If you run a small business, you probably think of your biggest assets as...
Life Insurance

February Is About Looking After the Ones You Love

February is usually about cards, meals out and small gestures. But behind all of that is something much more important:...
Review Protection Cover

Protection Cover | Why January Is the Perfect Time for a Review

When people think about financial planning, protection is often overlooked, until it’s urgently needed, when it’s too late, or impossibly expensive.   January, with its...
Bank of England London

Interest Rates Are Falling | What It Means for your Mortgage, Savings and Next Move in 2026

After a long period of rising borrowing costs, the UK is finally seeing interest rates ease. The Bank of England has begun...
UK Budget 2025

The 2025 Budget

Overall, the 2025 Budget is a tax-raising and wealth-redistributing budget, the sort that a Labour government might be expected to...
Protect your home from winter costs

Weathering the Winter Costs: 5 Ways to Protect Your Home and Finances

As the temperature drops and the nights draw in, winter brings its fair share of challenges and rising winter costs,...
Financial tips

Plan, don’t panic! 5 Financial Tips for the Festive Season

The festive season is a wonderful time of year, and with the right financial tips, it can be a chance...
UK Budget 2025 announcement by Rachel Reeves

UK Budget 2025: What Investors Need to Know

Chancellor Rachel Reeves is preparing to deliver the UK Budget 2025 this November, a crucial test for Labour’s new economic...