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Helping Your Money Go Further

Our only goal is to help your money work harder and go further by offering unbiased, bespoke advice. As a fully independent, family-owned firm, we are committed to offering comprehensive, personalised services to individuals and businesses in Hereford.  

Our team of expert advisors provides a breadth of services tailored to your unique circumstances and financial goals. We combine our extensive industry knowledge with a personalised approach to offer a range of services – from investment advice to insurance brokerage. 

Significant life events – be it a wedding, a new baby, an inheritance or retirement – all come with unique financial considerations. At KGJ, our advisors are skilled in areas such as pension planning, tax-efficient investing and inheritance tax planning, and are here to guide you through both major milestones and your everyday financial needs alike. 

For businesses, we offer robust commercial financial services and insurance brokerage. Whether you’re looking to protect your business assets or secure a competitive commercial mortgage, we are here to support you and your enterprise. At KGJ, we do much more than provide financial advice – we help your money go further. 

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More Than Just Financial Advice

The experienced team at KGJ is dedicated to being more than just a provider of financial advice. We take pride in creating long-lasting relationships with our clients and have been privileged to offer our services to individuals and businesses for decades of their lives. With us, you’re not just a client – you become part of our extended family. We comprehend that the financial landscape can be intricate and, at times, intimidating, which is why our team of experienced advisors are here to simplify the process, breaking down complex financial language into easy-to-understand terms and helping you make informed decisions. 

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Financial Services in Hereford: What Do We Offer?

From personalised savings advice to bespoke pension planning, KGJ provides a comprehensive range of financial services designed to meet your specific needs. We aim to make the complexities of mortgages and personal insurance simpler and more understandable. Our impartial advice, backed by over half a century of experience, is built around helping you maximise your financial potential. 

Savings Advice

Effective savings management is key to financial security. At KGJ, we aim to help your savings prosper through highly bespoke financial strategies. Our savings and investment advisors have the experience and knowledge to guide you in making the most of your investments, irrespective of their size. We are dedicated to helping you enhance your financial growth. 

Pension Advice

Choosing the right pension plan can be a daunting task. KGJ is here to provide comprehensive pension advice that matches your lifestyle and financial goals. Whether you’re nearing retirement or still planning for it, our specialists are ready to guide you towards a pension plan that provides you with peace of mind for the future. 

 

Mortgage Advice

Understanding mortgages, particularly for first-time buyers, can be overwhelming, which is why KGJ offers independent mortgage advice to help you make an informed decision. With over 50 years in the industry, we have the expertise to guide you through the complexities of the mortgage market and align you with a deal that perfectly fits your financial situation. 

Personal Insurance Services

Finding the right insurance coverage plays a critical role in your financial wellbeing. KGJ provides personalised insurance services designed to match your exact needs. We eliminate unnecessary extras and guide you towards insurance policies that serve their purpose when needed. With KGJ’s expert advice, finding the right insurance coverage becomes effortless. 

Commercial Insurance and Financial Services

At KGJ, we also offer comprehensive commercial insurance and financial services to secure businesses against unforeseen risks. Our bespoke business insurance plans are designed to minimise financial disruptions, providing peace of mind for business owners. With over 50 years of experience, KGJ is here to guide local Hereford businesses through the complexities of commercial insurance and financial services, allowing business owners to relax and concentrate on running their enterprises. 

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Why Choose Us?

Proven Expertise

When you choose KGJ, you're aligning yourself with a team boasting over five decades of robust, reliable financial expertise. We offer specialised advice across an array of financial products. Our family-operated business provides expert guidance on pensions, investments, mortgages and insurance to help secure your financial future.

Bespoke Solutions

In the world of finance, we believe that personalisation is key. That's why we focus on delivering bespoke advice to our valued Hereford clients that matches their unique financial situation. We reject generic online deals that often fail to meet the real needs of individuals, and instead concentrate on promoting your financial stability through bespoke solutions.

Consistent Principles

KGJ upholds the traditional values our company was built upon. Our community-focused approach to financial security ensures that our clients are at the very heart of everything we do. These core principles persist even in the rapidly evolving world of finance and are probably as vital in today’s ever-changing world as they’ve ever been.

Committed Advisors

At KGJ, we don't just provide financial advice, we build lasting partnerships. We're dedicated to guiding you on your financial journey from start to finish. Our commitment to your financial health is unwavering, making us the trusted choice for countless clients in Hereford. There’s a reason individuals and business owners alike have used our services for decades – what we do works.