Posts by Samantha Howell
First Time Buyer? 5 Ways Our Stourbridge Mortgage Advisers Can Help You Get on the Ladder
Being a first time buyer is one of the most exciting milestones in life, but let’s be honest, it can also feel overwhelming. Between figuring out your budget, navigating complex mortgage jargon, and competing in a busy housing market, it’s easy to feel a little lost, especially if you’re doing it alone for the first…
Read MoreNavigating Economic Uncertainty: How Investors Can Stay Resilient in April 2025
As April 2025 begins, global markets are facing significant volatility driven by a growing tariff war. Economic uncertainty is taking its toll, and many investors are left wondering how they should respond. What Should You Do During Economic Uncertainty? The answer for most investors is simple: nothing. Unless you’re relying on regular withdrawals from…
Read More5 Crucial Factors Driving the Surge in Insurance Premiums
As a customer, you may have noticed that your insurance premiums have been on the rise lately, whether for your car, home, or business. If you’re wondering what’s driving these increases, you’re not alone. There are several factors at play, and it’s important to understand them so that you can make informed decisions about your…
Read MoreProtect Your Car from Keyless Car Theft: 6 Essential Tips to Safeguard Your Vehicle
As technology advances, so do the methods criminals use to steal vehicles. Keyless car theft has become a growing concern for car owners in Stourbridge and across the UK. Thieves can intercept the signal between your keyless fob and your car, allowing them to unlock and start your vehicle without any physical keys. In this…
Read MoreHow Global Events Impact The Stock Market
Whilst the stock market is valuing every company based on that company’s performance and plans for the future, the market is always also going up and down because of the overall sentiment of the market. In other words, if traders feel worried or uncertain they down value things, but if they feel positive and optimistic…
Read MoreWhole of Life Insurance: A Smart Solution for Funeral Cover and Inheritance Tax Planning
When planning for the future, ensuring the financial security of your loved ones is a top priority. Life’s eventualities can be unpredictable, and having a plan in place is one of the best ways to prepare. Whole of life insurance is an effective solution that can provide peace of mind through long-term coverage. Whether it’s…
Read MoreThe Stamp Duty Deadline on 31st March is Fast Approaching
Are you aware of the upcoming Stamp Duty Land Tax (SDLT) deadline on 31st March, 2025? If you are planning to buy property in England or Northern Ireland in the future, you need to understand how this deadline could affect your finances. What is Stamp Duty Land Tax? Stamp Duty Land Tax (SDLT) is…
Read MoreThe End of the Tax Year is Almost Here: Review Your ISA Contributions to Maximise Tax Relief
As the end of the tax year approaches, it’s time to make sure you’ve making the most of your finances. One of the most important things to do is review your ISA contributions to ensure you’re using as much as possible of your ISA allowance before it resets on 5th April 2025. ISAs are great…
Read MoreTop Pension Planning Tips Before the 24/25 Tax Year Ends
As the 2024/25 tax year draws to a close, now is the time to review your pension contributions and ensure every available tax relief is fully utilised with careful pension planning. With recent changes to pension allowances, corporation tax, and income thresholds, there are significant opportunities to boost retirement savings while minimising tax liabilities. From…
Read MoreMeet the Managing Director of KGJ, Martin Wood
At the heart of KGJ’s success stands Martin Wood, our Managing Director. Martin Wood founded KGJ in December 1969 after working in the financial services industry for five years, and before that in the electrical lighting industry. His passion for helping people navigate the complexities of their finances led him to create a…
Read More