Independent Experts at What We Do
KGJ has offered quality financial advice services for over 50 years. We've grown our reputation by consistently delivering clear, precise and actionable guidance tailored for individuals, families and retirees. Our array of services spans investment strategies, retirement planning, mortgage advice and more. For those with an inheritance or windfall, we provide counsel to maximise its potential.
We offer independent pension advice and will help you navigate the often-confusing territory of inheritance tax and tax-efficient investing techniques. Choose KGJ’s personal financial advice services and gain the confidence that comes from having an expertly charted, fully advised financial roadmap designed with your unique journey in mind.
Professional Partners
What Are Financial Advice Services?
Making important financial choices throughout life can often feel overwhelming, but KGJ's financial advisors are on hand to offer independent, unbiased advice that places your best interests front and centre. Our initial consultations are free of charge, and are designed to be relaxed and reassuring, allowing you ample time to discuss, reflect and decide on your best course of action.
At KGJ, it's about crafting financial advice tailored just for you, ensuring your financial peace of mind is at the heart of every decision. Our commitment is to ensure you feel informed, empowered and confident in every financial decision you make.
Our Financial Advice Services
Pensions
Retirement might seem a long way off, but when it comes to financial planning, you can’t start soon enough. We understand pensions, from accumulating wealth to drawing an income, which is why our independent pension advice will help ensure you're well-prepared for an enjoyable retirement.
Mortgages
Whether you're a first-time buyer or are re-evaluating your current mortgage situation, our deep experience and knowledge will help significantly simplify the process. Our robust mortgage advice will guide you through rates, terms and strategies, all with your financial wellbeing at the forefront.
Savings
Goals, big and small, start with regular, disciplined saving. Whether you're saving for a future venture, a milestone like a wedding or simply as a safety net, our financial advice services include tailored savings strategies that give your hard-earned money the best chance to grow securely.
Inheritance Tax
Ensuring the best outcome from what you leave behind is important. With evolving tax laws and differing circumstances, our expertise will help you navigate the intricacies of inheritance tax, ensuring your loved ones are able to fully maximise your legacy. Don’t leave it to chance.
Tax Planning
Beyond just growing your funds, we also aim for wealth preservation. By employing strategies that balance your returns with tax advantages, we ensure your investments are both profitable and fully advised. To get the best from your money, professional financial advice services are a must.
Why Choose Us For Advice On Your Finances?
Well Informed
We may have over five decades of experience, but we fully understand the secret to our success is staying on top of all the latest market trends and regulatory changes. Our constantly updated depth of knowledge ensures all the advice we offer is both timely and timeless.
Tailored Advice
No two people have the same journey through life, including their financial situation and aspirations. That’s why there are no cookie-cutter solutions at KGJ – all our advice is fully bespoke, and we tailor all our strategies and advice to fit your specific situation and goals in life.
Client Focussed
Our independence is our greatest strength as it allows us to focus solely on you and your financial needs – no investors or shareholders steering our advice from the shadows. This allows us to build lasting relationships that support your aspirations with dedicated attention every step of the way.
Clear and Concise
We know the world of finance can be daunting, full of complexity and jargon that can feel overwhelming. We take great pride in breaking down our advice into clear, actionable nuggets of advice. Our job is to give you the confidence and clarity to make fully informed financial decisions.
For personalised guidance on your financial journey, don't hesitate to get in touch with us. You can contact us via phone on 01384 390909, email us at enquiries@tpitdev1.uk, or simply fill out our form below. Your financial security and peace of mind future is just a conversation away.
Other Main Services
Commercial
For over 50 years, KGJ has been providing businesses of all sizes with independent, unbiased and affordable commercial insurance solutions. With access to a wide variety of insurance products, KGJ will find the right policy to meet your needs.
Savings
Saving for the future can bring a great sense of stability and peace of mind to your financial security. Ensuring you obtain honest, professional and tailored advice when investing your money is an essential process that the experts at KGJ will provide.
Personal Insurance
KGJ provides individuals with personal insurance across a wide range of services. With a collective 100 years of experience across our dedicated personal insurance department, whatever cover you need, we will be by your side throughout.
Pensions
Timely pension planning is fundamental to a happy and fulfilling retirement. Choosing the right pension scheme from the bewildering number available is vital for your financial wellbeing – and KGJ is here to ensure you secure the right scheme for your specific needs.
Mortgages
Taking out a mortgage is probably one of the most significant financial decisions most of us will ever make. Ensuring you get the right mortgage is essential for your sense of financial wellbeing and peace of mind – and KGJ is here to help.