Classic Car Insurance: Is Your Cover Ready for Summer?

Classic car insurance is worth reviewing before summer arrives, especially if you’re planning weekend drives, events, or bringing your vehicle back onto the road after winter storage.

It’s one of the best times of year to be on the road, but before you head out, it’s worth asking a simple question:  Is your insurance cover still fit for purpose? 

What Makes Classic Car Insurance Different? 

Classic vehicles aren’t used in the same way as everyday cars, and standard insurance policies don’t always reflect that. Specialist classic car insurance is designed around how these vehicles are actually owned and enjoyed. 

Key features often include: 

• Agreed Value Cover
  You know exactly what your vehicle is insured for, rather than relying on changing market values 

• Specialist Repairs
  Access to repairers who understand the needs of classic and vintage vehicles 

• Limited Mileage Options
  Policies tailored for occasional use, not daily driving 

• Tailored Usage
  Cover designed for leisure drives, shows, and events 

Classic Car Insurance for Younger Drivers

Here at KGJ, we can now offer specialist cover for drivers aged 21 and over, making it more accessible to a new generation of classic car owners. This opens the door for younger drivers to properly protect and enjoy classic vehicles with the right level of cover in place. 

Choosing the Right Classic Car Insurance Cover

Your insurance should reflect how you’re using your vehicle right now. If your plans have changed since you last reviewed your policy, your cover may need to change too. 

• Using your vehicle this summer?
  A comprehensive policy provides the most complete protection while on the road 

• Keeping it stored or under restoration?
  Laid-up cover protects against risks like theft, fire, or accidental damage 

• Thinking of changing how you use it?
  It’s worth reviewing your policy before making any changes 

Review Your Classic Car Insurance Before Summer

Making sure your classic cars are properly protected doesn’t take long, but it can make a big difference if something goes wrong. 

A quick review now means you can enjoy the season ahead with confidence, knowing your cover is doing exactly what it should.