I’ve used KGJ as my insurance broker for over ten years, and I’m always delighted with the service they give.  It’s so refreshing to be able to speak to a real person on the end of the phone who you feel does get to know you and your individual requirements over time.  It may be a little more expensive than one of the Direct Line / Tesco / Compare the stuffed animal type of insurance companies… but it is worth every penny to have someone on your side when you need them.